2002 2001
Notes to the Consolidated Balance Sheet
Long-term borrowings
Amounts falling due after more than one year
relate to:
Loans from credit institutions, in EUR,
average effective interest rate 5.2%
Loans from credit institutions, in PLN, average
effective interest rate 3.62% (2001:15.8%)
Loans from credit institutions, in EUR, average
effective interest rate 4.0% (2001: 5.0%)
Loans from credit institutions, in EUR, average
effective interest rate 4.3% (2001: 5.0%)
Private loan, in EGP, interest rate 11.9%
Private loan, in EUR, interest rate 5.8%
Other private loans, in various currencies,
average interest rate 5.2% (2001: 5.45%)
Other loans, interest-free
Security in the form of mortgages totalling €116 million
(2001: €113 million) has been provided in respect of the
other private loans.
Current liabilities
Amounts falling due within one year relate to:
Repayment commitments on long-term
borrowings in 2003
Bank overdrafts
Suppliers
Taxation and social security contributions
Dividend
Short-term deposits
Amounts owed to non-consolidated participating
interests
Other creditors
Accruals and deferred income
Tangible fixed assets totalling €140 million (2001: €205
million) have been pledged to the authorities in a number
of countries as security for the payment of taxation, par
ticularly excise duties and import duties.
More than 5 years Total More than 5 years
110 264 150
61
16
278 278
37
68 68
20 72 16
26 38 21
193 797 533
32
297
620
335
107
241
3
242
358
2,649 2,235
Total
337
1
162
427
37
68
118
65
1,215
205
573
629
322
105
261
1
250
303
HEINEKEN N.V. ANNUAL REPORT 2002
56
